Using Long Term Care Insurance and VA Benefits for Home Care in Nassau County NY

Many families in Nassau County rely on long term care insurance to help pay for in-home care services. Brookside Home Care works with families who have long term care insurance policies to coordinate care and help them maximize their benefits.  We are happy to provide a free policy analysis to help you understand the intricacies and features of your policy, including the elimination period, required Activities of Daily Living (ADLs), and inflation riders.

Does Long Term Care Insurance Cover Home Care?

Long Term Care Insurance was specifically designed to assist with non-medical home care services such as personal care, companionship, meal preparation, medication reminders, and assistance with Activities of Daily Living (ADLs). Coverage varies depending on the policy and the insurance provider.


How Brookside Helps Families Use Their Benefits

Long term care insurance policies can be difficult to understand, especially when a family is trying to arrange care quickly. Brookside Home Care helps families review the basic details of their policy, understand potential benefit triggers, and coordinate home care services that may be covered under the policy.

Every policy is different. Coverage may depend on the required Activities of Daily Living, cognitive impairment language, elimination period, daily benefit amount, and whether the policy reimburses for care provided by a licensed home care agency.

Our goal is to help families in Nassau County and Long Island get clear answers before care begins, so they can make informed decisions and avoid unnecessary delays.

We help families understand their policy and start care quickly. Click the link below for a policy review.


Brookside Home Care Can Assist You in Understanding Your Policy and Maximizing Your Benefits

Brookside Home Care is a Licensed Home Care Services Agency (LHCSA). As such, we are licensed by the State of New York to provide assistance with Activities of Daily Living (ADLs) and can accept most forms of Long Term Care Insurance

Here is a list of some of the providers we have dealt with in the past…

  • Allianz
  • Aetna
  • CNA
  • Conseco
  • Genworth
  • John Hancock Life Insurance
  • Mass Mutual
  • Med America
  • Met Life
  • Unum

If you are unsure whether or not the services you require will be covered by a third-party payer, give us a call and we will assist you in attaining the information you need to get the most out of your insurance and to maximize your long term care insurance benefits.

Programs for Veterans Offered by the VA

Brookside Home Care takes a tremendous amount of pride in assisting our Veterans.  We are an active provider in the Homemaker and Home Health Aide program offered by the Veterans Administration (VA).  Through this program, Veterans may qualify for up to 16 hours per week of Home Health Aide services.  Feel free to contact us if you think you may be eligible.

If your loved one has long term care insurance or may qualify for VA benefits, Brookside Home Care can help you understand how your coverage may apply to in-home care services.

Call (516) 593-5969 to speak with our care team.